Housing Assistance Council
The Housing Assistance Council (HAC) has been helping build homes and communities in rural America since 1971. HAC works with local organizations to develop both single- and multi-family homes; emphasizing local solutions, and empowerment of people in poverty. HAC offers services to public, nonprofit, and private organizations throughout the rural United States and maintains a special focus on high-need groups and regions, such as: Indian country, the Mississippi Delta, farmworkers, the Southwest border colonias, and Appalachia.
With a mission to improve housing conditions for the rural poor, HAC places an emphasis on addressing the poorest of the poor in the most rural places. To accomplish its mission HAC utilizes a five-pronged approach:
Technical Assistance aimed at developing the capacity of local leaders in nonprofit organizations to help their own communities through one-on-one coaching, assistance and by connecting local organizations to resources which can build their capacity and strengthen their community;
Training on topics emphasizing housing development, financing, construction, and nonprofit management;
Lending by providing access to short-term loans at below-market interest rates to local nonprofits, for profits and government entities developing affordable housing for low-income, rural residents;
Research and Information on rural housing data and issues, which helps inform sound housing policy and strategy; and
Policy through comments on regulations, testimony before congressional committees, and partnerships with coalitions, to promote strong, effective, and supportive governmental roles in rural affordable housing.